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Kids & Money: Nurturing Your Child’s Financial Growth

The Independent Investor – April 2014 “Reading, writing, mathematics”– too bad that list doesn’t include personal finance. Most kids learn the basics of money and making change in elementary school, but probably won’t learn how to manage money unless they choose finance as a career path. That means it is up to all of us […]

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Breaking Even is not Winning!

Breaking Even is not Winning!

I’ve talked to and worked with many clients that seem to be hung up on some common money misconceptions. Although some of them may seem reasonable initially, they can often times prove costly if they’re not addressed. Down or negative markets tend to facilitate some of my most interesting conversations with clients. For instance, it’s […]

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greece burns

greece burns

The situation in Europe is clearly being felt far from the kitchen in which the fire started. As the smoke continues to billow from the financial headlines, investors are left wondering which way to turn in an already blurry economic environment. Investors are scrambling to find safety. In the midst of opinions and recommendations flowing […]

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The Good & Bad of Auto Bill Pay

The Good & Bad of Auto Bill Pay

Set it and forget it, right? Not so fast! Out of sight and out of mind may seem to be a convenience; I think it’s a step in the wrong direction. If you’re setting up auto pay and then not double checking your bills prior to payment, why not? How is that fiscal responsibility? You […]

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In the family, financial stewardship isn’t a 1 person job

In the family, financial stewardship isn’t a 1 person job

It’s troubling to see so many families these days in which only one person is involved in the day-to-day financial decisions. Additionally, many families have one individual responsible for all the family finances. Within the family, finances should be a team effort. It’s never the wrong time to practice financial stewardship and improve upon financial […]

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That coupon won’t clip

That coupon won’t clip

Just because you saved money doesn’t mean you’re a saver. Let me ask you – if you use a coupon for an item that you don’t really want or may never use, did you just save money? No! You just wasted money…. coupon and all. You also wasted time clipping that coupon. It’s the classic […]

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What to look for when hiring a financial advisor

What to look for when hiring a financial advisor

• Independence- Choice has a value: The value of flexibility that comes with having options. When looking for a financial advisor to work with, be sure they are an independent. Independent advisors have the flexibility to offer their clients the things they need. All too often I come across clients that have portfolios built around […]

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How to Budget

How to Budget

Setting a budget is fairly easy. It’s the implementation and follow through that seems to derail most. Budgeting doesn’t have to be difficult. Budgeting is a great exercise in financial discipline as well as an excellent use of your time. The most important part of budgeting is learning to stay within your means. If you […]

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Is it time to rethink your approach?

Is it time to rethink your approach?

We don’t get anywhere in life just sitting on our hands and complaining about how difficult it is or how unfair of a hand we were just dealt. It does you no good to focus on what you didn’t do or to regret past choices. Quit living in the past. Should have, Could have and […]

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Top five strategies to grow your wealth in 2011

Top five strategies to grow your wealth in 2011

1. Define what Wealth means to you and your family. Take a minute and ponder this. Wealth isn’t about the money, it’s about those things that deep down inside make us feel truly wealthy and blessed. Wealth is about what we truly value for all the right reasons. What does True Wealth mean to you? […]

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